Health-Insurance Portability in India: What Happens to Your Waiting Periods and Benefits When You Switch Insurers
1. The Reader’s Problem You have held a family health policy for six years. You are two years away from clearing the waiting period on a pre-existing condition, you have built up a no-claim bonus, and then your insurer raises the premium sharply or mishandles a claim. You want to leave. What stops most people […]
Inheritance of Crypto Assets: How Can Heirs Establish Ownership and Lawfully Access a Deceased Person’s Digital Assets?
Inheritance of Crypto Assets: How Can Heirs Establish Ownership and Lawfully Access a Deceased Person’s Digital Assets? Jurisdiction: India (Union law, with reference to Madras High Court and Supreme Court authority) Research cut-off date: 28 October 2026 What Is the Short Answer? Indian law has no dedicated crypto-inheritance statute, but the Madras High Court treats […]
An Incorrect Credit Report That Remains Uncorrected: Rectification, Compensation and Escalation Options.
I. The Reader’s Problem You repaid a loan two years ago and hold the lender’s closure letter. Your credit report still shows the account as overdue. You raised a dispute, received an acknowledgement, and nothing happened. Months later a bank declines your home-loan application because of an entry that should not exist. Indian law gives […]
Is Alimony Taxable in India? Tax Treatment of Lump-Sum and Periodic Maintenance
Is Alimony Taxable in India? Tax Treatment of Lump-Sum and Periodic Maintenance Arpita Anand | BBA LL.B. (Hons.) Primary Keyword: alimony tax in India | Law stated as of 2 October 2026 Secondary Keywords: tax on alimony in India; alimony taxable or not; lump sum alimony tax; monthly alimony tax; maintenance tax treatment India; Princess […]
Partial Settlement Without a Calculation Sheet: Challenging Standard Deductions, Co-Payments and Unstated Limits
Partial Settlement Without a Calculation Sheet: Challenging Standard Deductions, Co-Payments and Unstated Limits Introduction A policyholder files a claim for ₹10 lakh. Weeks later, an email arrives from the insurer: “The claim has been settled for ₹6.20 lakh after applying standard deductions, depreciation and the applicable co-payment.” On its face, the matter looks closed. In […]
Private Property and Business Losses During Demonstrations: Injunctions, Compensation and Insurance
Abstract Demonstrations, protests, strikes, bandhs and public agitations are an important part of democratic participation. The right to assemble peacefully and express dissent is constitutionally protected in India, subject to reasonable restrictions. However, when a peaceful demonstration turns violent and results in destruction of private property, the legal consequences extend beyond criminal liability. Owners of […]
Account Attachment for Tax Recovery: Notice, Objection and Release Procedure
A tax attachment of your bank account is a legal freeze of money the bank holds for you, so that unpaid or anticipated tax can be recovered. In India, it usually follows a demand under Section 156 of the Income-tax Act, 1961, default under Section 220, and then either a Tax Recovery Officer’s certificate under […]
Cheque Bounce Case in Lucknow Under the Negotiable Instruments Act - Complete Legal Guide (2026)
In today’s business environment, cheques continue to be widely used for business transactions, loan repayments, property deals, commercial contracts, rent payments, and personal financial commitments. However, when a cheque is returned unpaid by the bank, it can create serious legal and financial consequences. If you have received a cheque return memo or your cheque has […]
Cryptocurrency Regulation in India: Legal Challenges and the Need for a Comprehensive Framework
Abstract Cryptocurrency has developed from a relatively unfamiliar technological experiment into an important part of the global digital economy. India has not prohibited private cryptocurrencies, but it has also not recognised them as legal tender. Instead, the Indian legal approach has developed through taxation, anti-money-laundering requirements, regulatory warnings and administrative measures. This has created an […]
Cross-Border Insolvency under the UNCITRAL Model Law: Recognition, Cooperation and Protection of Creditors
“Cross‑Border Insolvency and the UNCITRAL Model Law” Author – Oviya Abstract & Introduction Cross‑border insolvency arises when a debtor has assets, creditors, or proceedings in multiple jurisdictions. Domestic insolvency laws are confined to national boundaries, making them inadequate for multinational businesses. The UNCITRAL Model Law on Cross‑Border Insolvency (1997) provides a harmonized framework for recognition […]